NCSL Poro Card Loan Approval and Withdrawal

The NCSL (NASFUND Contributors Savings and Loans Society) introduced the Poro Card with its Poro account. NASFUND launched the debit card in June 2019 alongside its blue EFTPOS as their latest financial products.

The debit card enables its 170,000-odd members nationwide to access their funds instantly as/when it becomes available in their accounts.

Recommended reading: NCSL Online Portal How to Register

What is NCSL Poro Card?

The financial product is a domestic debit card like BSP Kundu Card and others. It works in the same way as other debit cards do. The NCSL branded card would ‘initially’ be used on all NCSL EFTPOS in the country.

NCSL management said in a report during the launching the on 14th of June 2019, quote:

“…today, we have installed over 132 [EFTPOS] terminals in 29 outlets in four regions to benefit our members” NCSL Board Chairman, Ian Tarutia

It was anticipated that there were more than 200 NCSL branded EFTPOS machines procured and distributed throughout the four regions and towns including Port Moresby, Rabaul, Mt Hagen and Lae.

In Port Moresby, the new NCSL Poro Cardholders can use their cards at the CPL outlets.

Can the Poro Card be used in other terminals?

In a report by Post Courier, NCSL planned to get a business approval for its member to use their debit cards in any EFTPOS terminal and ATM in the country.

It means that the NCSL members ‘can’ use the new cards to have instant access to their approved funds. The approval was further confirmed in a latter report, quoted.

“The Poro Card can be used on BSP, Westpac and Kina Bank ATM following the recently launched retail electronic payment system (REPS) by the Bank of Papua New Guinea.” NCSL Statement 23 Sept 2019

What Transaction can Poro Cardholders do?

The NCSL Poro card does what any domestic debit card does:

  • Cash Advance
  • Change PIN
  • Mobile Top-Up
  • Check Balance at ATM
  • Cash Withdrawal at ATM
  • Use EFTPOS to purchase goods

NCSL Loans, Savings & Withdrawals

The introduction of the NCSL debit card means that members can now have direct access to their NCSL loans, savings and refunds on approval.

That means that the members will have to ensure that they have the approved money available in their Poro Accounts prior to accessing it through an EFTPOS or ATM.

How to apply for Poro Card

NCSL members who do not have Poro card can apply for it. Here is how to apply:

  • Download the PDF Poro Card Application Form
  • Complete it thoroughly
  • Send it to
  • Or, you can take the completed application form to the NCSL office near you.

The important document is your recent ID card. NCSL requires that applicants bring the original and photocopies of 2 IDs when submitting application form for verification and record-keeping purposes.

Examples of photo IDs:

  • NID ID
  • employee ID
  •  driver’s license
  • passport
  • birth certificate,
  • certificate of baptism,
  • marriage certificate,
  • school certificate,
  • letter of employment

For more information or queries on NCSL Poro Card, contact the Society on this designated email For other enquiries check out this directory.

We hope you find this helpful. (PIC CREDIT: Post Courier Online)

This Post Has 3 Comments

  1. David

    I submitted my PORO card application and paid in 2017 and still to this day, haven’t received it yet. I’ve checked with NCSL team here in Lae and they said it would come with the 2nd batch from POM I believe. How can I find out if it’s already sent and is in Lae so I can call into the branch to collect?

  2. Patrick Nesen

    I applied for a card replacement at Boroko NCSL office, however, it was processed and sent to Kavieng. I am in Port Moresby now. How can I get NCSL to redirect my Poro Card that has been sent Kavieng office back to pom?

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